Insurance & Financial Information

Insurance & Financing Made Clear

Your Financial Options

Understanding your financial options should be simple and transparent. Whether you’re visiting us for medical dermatology, cosmetic dermatology, or aesthetic services, our team is committed to helping you understand your insurance coverage, payment options, and available financing before treatment begins.

Accepted Insurance Plans

Traditional Medicare

BlueCross BlueShield PPO

BlueCross BlueShield Medicare Advantage

Insurance participation is subject to change. Please contact our office to verify your current coverage before your appointment.

In-Network vs. Out-of-Network

If your insurance plan is out of network, you are still welcome to receive care as a direct-pay patient.

For direct-pay visits:

Insurance Overview

What You Should Know

Referrals & Prior Authorizations

A referral is not required to schedule an appointment at Advanced Skin & Laser Center.

Certain medical treatments, procedures, or specialty services, including Superficial Radiation Therapy (SRT)—may require prior authorization from your insurance carrier before treatment. When required, our team will assist with obtaining the necessary authorization before services are performed.

Accepted Payment Methods

We accept:

Patients without participating insurance—or those choosing services not covered by insurance—are welcome to receive care through our direct-pay option.

Direct Pay Includes

Payment is due at the time services are rendered.

Direct Pay

Payment Options for Every Patient

Credit Card Processing Fees

A surcharge or convenience fee applies to credit, debit and HSA cards payments.

Medical visits billed through insurance: A 3% surcharge applies to patient responsibility amounts paid by credit, debit, or HSA card.

Aesthetics services: A 4% convenience fee applies to credit, debit, and HSA card payments.

There is no convenience fee for cash or personal check payments.

Cherry Financing

We believe cost shouldn’t prevent you from receiving the treatments you want. That’s why we proudly offer Cherry Financing for qualified patients.

Cherry allows eligible patients to divide the cost of treatment into affordable monthly payments with:

Apply for Cherry Financing

Ready to explore your monthly payment options?

Scan the QR code below or speak with a member of our team before your appointment. Applying is quick, free, and uses a soft credit inquiry that does not affect your credit score.

The Art of Aesthetic

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Curated membership experiences designed to elevate your care through personalized treatment planning, exclusive benefits, and long-term skin health.

Book an appointment

Fill out the form below to request your appointment. Our team will contact you to confirm the details.

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